
Simply ask yourself the following questions:
- Do I trust the financial advice that was provided by my financial advisor?
- Was my pension set up by an institution that did not provide independent impartial advice?
- What are the management charges and allocation rates (percentage of the premium that is actually invested into your plan) on my current pension?
- Are the current investments in my pension suitable to my risk profile?
- Have I considered the effect of the latest Finance Bill on my Pension?
When you consult Hardiman Life & Pensions you will receive a report outlining:
- The investment performance of the fund(s) in which you currently invest
- The best allocation rates and management charges available to you
- A plan that matches your risk attitude and ensures you enjoy retirement benefits in the most tax efficient manner.



