Simply ask yourself the following questions:

  • Do I trust the financial advice that was provided by my financial advisor?
  • Was my pension set up by an institution that did not provide independent impartial advice?
  • What are the management charges and allocation rates (percentage of the premium that is actually invested into your plan) on my current pension?
  • Are the current investments in my pension suitable to my risk profile?
  • Have I considered the effect of the latest Finance Bill on my Pension?

When you consult Hardiman Life & Pensions you will receive a report outlining:

  1. The investment performance of the fund(s) in which you currently invest
  2. The best allocation rates and management charges available to you
  3. A plan that matches your risk attitude and ensures you enjoy retirement benefits in the most tax efficient manner.