Financial Planning Service

What is financial planning:

Our Financial Planning Service involves looking at the needs of the individual in all areas of their finances – from savings to investments, life insurance, tax plans, pension plans and inheritance planning. You have probably addressed some or all of your needs in each area, but have you considered the interaction between them or how to optimise and adjust each part as circumstances change. Our service begins by looking at your financial goals, your current financial situation and the policies that you have in place. We will help you put a plan in place to bridge the gap from your current financial situation to achieving your financial goals.

Our bespoke financial planning has a number of stages:

Stage 1: Analyse:

At the first meeting, we will discuss your financial goals and your current financial situation. Risk profiling of the client will also be performed at this stage.

Stage 2: Plan:

We will produce a comprehensive report of your financial health which will incorporate your financial and personal goals. We outline our recommendations and justify why they are the most suitable.

Stage 3: Personal Decision Making

The sole focus of this stage is to agree on the key steps you need to take in order to implement your own financial and life strategies.

Stage 4: Review

We will review and monitor the performance of policies implemented and examine any changes to the client’s circumstances. We always ensure that the client is getting the best value for money.

Benefits of Financial Planning:

  • This service helps the client organise their financial affairs and make informed decisions.
  • It prioritises the actions required to help clients achieve their financial goals.
  • It controls financial risks that individuals may be exposed to (i.e. insufficient life cover, insufficient savings).
  • It involves researching and negotiating better value for existing policies and pinpoints where savings can be made.
  • A comprehensive report will be provided outlining your financial circumstances with a summary of all your existing policies in one document which is invaluable.

Our philosophy:

We value each new client and look to build a long term relationship by getting to know them and their medium & long term financial goals by providing an excellent service. Client confidentiality is a pillar stone of our business and we always have our client’s best interest at heart. We ensure any fees for this service are agreed at the outset and we offer a facility to offset this fee against any commission we earn on policies taken out on your behalf. We encourage implementation of the recommendations through our firm as we continually provide our client’s with the optimum financial arrangement.

For more information about our financial planning service, please Contact Us.