You have the choice on how you wish for fees to be paid and they can be from any one of the following sources:

  • Management fees for funds under management paid by the investment managers but deducted from your investment funds
  • Commission from products taken out
  • Upfront fees payable by the client

If we cannot provide value then we do not deserve your business and therefore you can cancel, stop or switch our fees at any time. There is no fee for initial consultations and these are provided at our expense. Remember we work for you the client at all times, we are not tied to any financial institution and we put you in the centre of every recommendation.

If you would like to review the maximum remuneration earned on each product type, please click on the ‘charges’ tab on the bottom of the homepage.

Fee Structure at Hardiman Life & Pensions