I am a conservative investor and Daniel created a diversified portfolio that gives consistent returns while ensuring my investments have limited risk. I especially like the way my investments are well spread and the manner in which I am furnished with regular updates on the performance of each of my investments along with suggested adjustments where necessary.

Daniel stands out from other financial advisors because of his professional qualifications as an accountant, his integrity and his ability to outline investment options in simple, clear terms.

I set up my own company a few years ago. I already had an existing private pension with the bank but I never got any update apart from an annual statement sent out by the life company.

After I approached him on a recommendation, Daniel structured a new pension scheme for me in the most tax efficient manner. He has an excellent grasp of company tax issues because of his background as an accountant. He also made me aware of a wider range of other financial considerations when setting up a company such as key person insurance, shareholder agreements, succession planning etc..

It’s comforting to know that my pension and financial affairs are now in safe and capable hands.

I became a client of Hardiman Life & Pensions in 2013 with the view of providing financial support for myself, my wife and my young family into the future. What initially made me chose Hardiman Life & Pensions was their independence which allows the ability to pick and choose what suits my situation best. I have since dealt with Daniel and am delighted with the service in terms of knowledge about policies, support and advice. Above all else, Daniel listened to what I wanted to design in terms of providing a stable financial future for myself, my wife and my family.

As someone who does not take an active day to day interest in my portfolio, I can relax in the knowledge that Daniel is monitoring these investments and reports to me on a very regular basis which includes an annual review of the position of my policies. I have limited knowledge of area of life cover and pensions but I find that Daniel offers great detail and useful tips in how to use my money efficiently.

I can honestly say that Daniel went above and beyond the call of duty in ensuring that my needs came first and I place the upmost trust in having him advise me on my investments. For anybody in similar circumstances to me, I would strongly recommend speaking to Daniel.

I have used Hardiman Life & Pensions for a number of projects both personal and business related over the last 15 years and have always received sound advice and updates on the services they have provided to me. Daniel is a very professional, accomodating business person with astute knowledge of the business he is in. I intend to continue using Daniel to attend to all my financial affairs, wealth building and investment options and would have no hesitation in highly recommending him.